Certified Human Resource Associate (CHRA) Practice Test 2025 - Set B: Your All-in-One Guide to Exam Success!

The correct choice identifies the agency responsible for implementing payment in case of default related to agrarian reform programs. The Department of Agrarian Reform is specifically tasked with managing and overseeing issues related to land reform, which includes handling situations where there may be a default concerning agrarian loans or financial assistance programs aimed at farmers and agrarian reform beneficiaries. This agency's role encompasses ensuring that farmers who are part of agrarian reform are supported financially, and that there are processes in place to deal with any defaults that may occur, which is essential for fostering the stability of the agricultural sector.

The other agencies listed have different focuses and responsibilities: the Department of Finance typically manages government financial policies and budgets rather than directly handling agrarian-related defaults; the Department of Agriculture primarily focuses on policies and support for the agricultural sector rather than financial defaults; and the Department of Labor and Employment deals with labor relations and employment issues, also not specifically tied to agrarian financial matters. Therefore, the specialization and mandate of the Department of Agrarian Reform make it the correct agency to handle payments in cases of default involving agrarian reform beneficiaries.